Banana Bread Cold Oats

1 Servings
5 min

Did you ride the banana bread trend of quarantine this year? I certainly did...loaves, yeasted breads, muffins...and OATMEAL! Made with cold milk, these oats are a morning-of version of overnight oats (you can still prepare these the night before as well) but because the oats are ground, they're ready to eat in just a few minutes. I always buy double bunches of bananas--one to eat fresh and one to get overripe for this recipe (and for breads and muffins...let's be real), so with cinnamon, some crushed walnuts and shredded coconut, they taste just like a yummy banana bread. They are SO easy to whip up and packed with protein and fiber, keeping you full all morning long. These have become a morning staple for my house!

Recipe details

  • 1  Servings
  • Prep time: 5 Minutes Cook time: 0 Minutes Total time: 5 min
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  • 1/2 cup oats
  • 1/2 cup milk of your choice (I prefer unsweetened oat milk)
  • 2 tbsp chia seeds
  • 1 tbsp flax seeds
  • 2 tbsp shredded coconut, plus some for the top
  • 1 tbsp crushed walnuts, plus some for the top
  • 1 banana
  • 1/2 tsp vanilla
  • 1/4 tsp cinnamon
  • Dark chocolate chips, if desired
  • Maple syrup, to sweeten if desired


Grind oats, set aside in bowl. Grind chia seeds and flax seeds separately, and add each to the bowl of ground oats. Add cinnamon.
Mash half of the banana and add to bowl of dry ingredients.
Add milk and vanilla to oat mixture, incorporating well. Add more milk if consistency is too thick.
Add coconut shreds and walnuts, saving a bit for the top of the bowl.
Slice remaining half of the banana and lay on top of the oat mixture. Sprinkle set-aside coconut shreds and walnuts on top as well, and if adding chocolate chips and/or maple syrup, add those too.
Enjoy your banana bread cold oats!


  • Grinding the oats gives a new texture than traditional overnight oats and also reduces waiting time before they are ready--in this case, by the time you're done mixing everything up!
  • Grind your seeds separately to make sure they're nice and smooth. You can skip the chia seeds if you like (like the oats, grinding gives a new texture than leaving seeds whole. It also makes the oats feel more like a batter than it does with little chia bubbles), but flax seeds should be ground to absorb the nutrients--don't skip that one!
  • Add or subtract whatever you like in your banana bread. More banana? Go for it! Extra chocolate?! I WILL NOT STOP YOU! No cinnamon? No nuts? The banana bread oats are your oyster. Play around and see what you like best!
  • Variation ideas: -peanut butter and chocolate chips -chopped dates and maple syrup -a sprinkle of different spices, like nutmeg, cloves, cardamom, and allspice -cocoa powder (add a little more milk if needed)